'Aiful' in the commentary is a consumer loan firm...
Loan sharks are even worse in Japan than in places like the US.
I remember they had to pass a law capping interest at a maximum of 100% annual interest... because there were loan sharks that were charging API somewhere in the thousands. And naturally, they send the Yakuza to break your legs and coerce you into selling your female family members (or yourself, if female,) into sex slavery if you don't pay. It was part of the reason suicide rates were so high in Japan - it was the only way to get out of debt.
Loan sharks are even worse in Japan than in places like the US.
I remember they had to pass a law capping interest at a maximum of 100% annual interest... because there were loan sharks that were charging API somewhere in the thousands. And naturally, they send the Yakuza to break your legs and coerce you into selling your female family members (or yourself, if female,) into sex slavery if you don't pay. It was part of the reason suicide rates were so high in Japan - it was the only way to get out of debt.
Oh, Aiful is a totally above board loan company. Somewhat. I mean, they're not loan sharks... more like loan... candiru? They never charged 100% interest, just the max 28% (now 18-something?). They're more known for their... unsavoury repayment pressures. Well, maybe in the 80s (and early 90s) they were much worse (and probably used yazuka). But now, just the normal dick-bag debt collecting.
One of the reasons for such shitty consumer (and SME) loans in Japan is that the entire credit industry is geared towards corporate finance, so getting any kind of substantial (or, god forbid, unsecured) loans means that you're going to be put over a barrel every time. Which combined with the society of face that Japan is, they'll get their money, or your life.
Loan sharks are even worse in Japan than in places like the US.
I remember they had to pass a law capping interest at a maximum of 100% annual interest... because there were loan sharks that were charging API somewhere in the thousands. And naturally, they send the Yakuza to break your legs and coerce you into selling your female family members (or yourself, if female,) into sex slavery if you don't pay. It was part of the reason suicide rates were so high in Japan - it was the only way to get out of debt.
What? You have your interest capped that low!? In the UK there are 'Payday loan' firms charging between 1000% and 4000%+ APR on the basis of a loophole saying they are supposed to be short term loans. And these guys skip the debt collectors and take funds directly from your bank account (for those outside the UK, our savings accounts and chequeing accounts are rolled into one...when I visited Canada a few years ago that one really tripped me up) without permission from anyone but themselves.
You could marry every present and future kanmusu for less than what many of these mobage charge for a single cash pack. I can't imagine how Kuu is even managing to pay the rent on her office.
Any one here can tell me how much does it cost to buy a ring in this game.
700 yen, real-world money per ring purchased from Akashi. (One free from the quests.)
sporked said:
What? You have your interest capped that low!?
Not us, the Japanese do, because there was a suicide epidemic with people trying to get out of them.
Over here, they can basically straight-up take your house and all your property, and they've managed to bribe Congress into completely bypassing bankruptcy laws (in spite of them being in the Constitution because we were so against the cruelty of debtor's prisons back then) so you're still in debt slavery even after they drive you homeless, and can garnish wages from any money you get after that.
Thank for info guys 700 yen per ring is far lot cheaper than i though
Well, for an otherwise free web browser game? If it wasn't cheap, nobody would buy it at all. Marrying the whole Kongou class comes out to about $21, which is around what "light"/indie games charge, and if you want to do like Kouji did, and go for the whole Akatsuki class in addition to the Kongou class, that's $49, which is a full-fledged AAA game's price.
The way that a lot of those games work is that they avoid the "pay to win" trap, but then make it so that the "whales" that spend cash like crazy can have some benefit of getting things faster or getting things shinier than others. Pay-for-harem in a free game is actually pretty clever, provided they can get enough people with disposable income to dish out for it, since it doesn't feel unfair to the non-payers (causing the "pay to win" hate) while still giving some notable enticement for dishing out cash.
NWSiaCB said: Well, for an otherwise free web browser game? If it wasn't cheap, nobody would buy it at all. Marrying the whole Kongou class comes out to about $21, which is around what "light"/indie games charge, and if you want to do like Kouji did, and go for the whole Akatsuki class in addition to the Kongou class, that's $49, which is a full-fledged AAA game's price.
The way that a lot of those games work is that they avoid the "pay to win" trap, but then make it so that the "whales" that spend cash like crazy can have some benefit of getting things faster or getting things shinier than others. Pay-for-harem in a free game is actually pretty clever, provided they can get enough people with disposable income to dish out for it, since it doesn't feel unfair to the non-payers (causing the "pay to win" hate) while still giving some notable enticement for dishing out cash.
This is a waifu game, Otaku's will spend upwards of 120+$ on body pillows and a figurine, so 7$ is honestly a drop in the bucket that spending 100$ for marry most of your fleet girls would be seen as a bargain.
This is a waifu game, Otaku's will spend upwards of 120+$ on body pillows and a figurine, so 7$ is honestly a drop in the bucket that spending 100$ for marry most of your fleet girls would be seen as a bargain.
How many people actually buy the body pillows and the absolutely crazily priced figurines, though? For that matter, how many people actually buy the H-games that are $120 dollars?
That's a high-margin, low-volume business, and that's part of what some free to play games do so poorly. It relies upon "whales" to float the business.
Most people who play games like Kantai Collection have no intention of spending a single cent, and if they were offering rings at $20 a pop, they'd likely sell a lot less than 1/3rd as many as they do now. One of the things about online transactions is that the first sale is always the hardest. Once you've gotten used to spending money on a game, it gets easier to do it the next time. ("It's just one more DLC for this game I play enough to justify buying DLC for...") It needs to be cheap to entice the people who don't buy crazy $300 figurines with removable underwear to spend, because there aren't enough of those people around.
NWSiaCB said: How many people actually buy the body pillows and the absolutely crazily priced figurines, though? For that matter, how many people actually buy the H-games that are $120 dollars?
You are talking to one of them. It is as you say, things like MMORPGs and the like that are free to play rely on that 5% that spend thousands of dollars per month on their hobby, but boy oh boy, does that 5% have "nothing better to spend money on".
You are talking to one of them. It is as you say, things like MMORPGs and the like that are free to play rely on that 5% that spend thousands of dollars per month on their hobby, but boy oh boy, does that 5% have "nothing better to spend money on".
Oh, of course, you have to bring up something with Yuki Nagato in it to make me have a flash of desire for it. (Well, except for that it was apparently made by the same people who made the anime series and thought Endless Eight would be a good idea, rather than Tanigawa...) But yeah, no chance in Hell I'd pay $150 for a VN and whatever else was in that package. I'm the sort of person that waits a year for most regular games to drop down to 50% off on Steam (and get patches) before buying them.
NWSiaCB said: Oh, of course, you have to bring up something with Yuki Nagato in it to make me have a flash of desire for it. (Well, except for that it was apparently made by the same people who made the anime series and thought Endless Eight would be a good idea, rather than Tanigawa...) But yeah, no chance in Hell I'd pay $150 for a VN and whatever else was in that package. I'm the sort of person that waits a year for most regular games to drop down to 50% off on Steam (and get patches) before buying them.
If that's meant to make me Paru Paru with jealousy, well... I kind of do that rather often, myself. Especially the with Steam sale splurges, I tend to have a pile of things I really, really wanted to play that stay in "the pile" for a year or more, if I ever remember to get back to it at all... (I'll play the new Deus Ex game one of these years, I swear!)
You didn't know, right?You just wanted to do me a favour, didn't you? I'm thankful for that, okay?Since I didn't know about us being passed over for the Provisional Marriage,I didn't know...What?Actually...I went and stocked up about 100 rings or so...There, there.I'm so sorrrrrrry!snf Admiraaal...
