I don't know how student loans work or are thought of in Japan, but they are never taken or depicted that lightly here in the states. And for good reason.
With a name like "student loans"...I thought it was money you could use without having to return it...Why are you suddenly so interested in gathering money to repay it...Huuh!?EndW-well that's...Well don't frame it like "that"!!As if such a convenient story could ever exist...Just shut up about it!!That's your reason!?Man. That's...Ah geez!It's a lot of money!!First up, you've been really lazy about your part-time job up until now.