this looks ai-assisted (the naked part of the body, specifically)
edit: taking into account how this artist drew bodies prior to his most recent works, how the chain is a literal 3D cut-out, the way different parts of this drawing is rendered with entirely different methods (and not in the usual sense where detail may be highest at a point of interest), how the skin has the hallmark shine of pre-illustrious stable diffusion-based anime models, and how the opacity of the face makes it look drawn on-top in comparison, i stand by this assessment 100%.